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How to buy house with low income. The federal housing administration has a program to help people buying a house with low income. An fha loan reduces the requirements you will normally have to face to qualify with a lender. Establish a monthly budget. This is not to say that buying a house with a low income is impossible there are some things you can do to increase your chances of buying a home. Do not close accounts even if they have zero balances because this could actually lower your score.
Ensure that all of your bills are caught up. Buying a home with low income can seem like a never ending cycle of doubt and frustration. If your credit score is as low as 500 you may be able to find a participating lender willing to give you a mortgage. Fha loans allows low income and as little as 3 5 percent down or 500 credit score.
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